Appendix 1: Useful organisationsTrade bodiesAssociation of British InsurersAssociation of Chartered Certified AccountantsBritish Insurance Brokers’ AssociationCivil Enforcement Association (CIVEA)Consumer Credit AssociationConsumer Credit Trade AssociationConsumer Finance AssociationCredit Services AssociationFinance and Leasing AssociationHigh Court Enforcement Officers AssociationInsolvency Practitioners AssociationInstitute of Chartered Accountants in England and WalesLending Standards BoardR3 (Association of Business Recovery Professionals)UK FinanceUK Payments AdministrationOmbudsmen and regulatory bodiesThe Adjudicator’s OfficeDepartment for Business, Energy and Industrial StrategyDepartment for EducationDepartment for Education and Skills WalesFinancial Conduct AuthorityFinancial Ombudsman ServiceInformation Commissioner’s OfficeThe Insolvency ServiceThe Law Society (England and Wales)Legal Ombudsman (England and Wales)Local Government and Social Care OmbudsmanMinistry of Housing, Communities and Local GovernmentOfcom (Communications Regulator)Ofgem (Office of Gas and Electricity Markets)Ofwat (Water Sector Economic Regulator)Ombudsman Services: EnergyParliamentary and Health Service Ombudsman (England)The Pensions OmbudsmanPublic Services Ombudsman for WalesWelsh governmentOrganisations giving advice or representing advice networksAdviceUKAssociation of British Credit UnionsBusiness DebtlineCitizens AdviceInstitute of Money AdvisersLaw Centres NetworkMoney Advice ServiceMoney Advice TrustNational DebtlineNational Union of StudentsShelter's Specialist Debt Advice TeamTaxAidUCAS (Universities and Colleges Admission Service)UKCISA: UK Council for International Student Affairs