Chapter 4: Consumer credit1. Introduction2. Authorising traders3. Regulated agreementsExempt agreementsHigh net worth borrowersLoans for business purposesBuy-to-let mortgagesSecured loansThe form of the agreementPre-contract informationAgreements made on or after 1 February 2011Information that must be in the agreementAgreements made before 31 May 2005Agreements made on or after 31 May 2005Agreements made on or after 1 February 2011Improperly executed agreements made on or after 6 April 2007Electronic communicationThe right to cancel: cooling-off periodDistance contractsSecondary contractsAgreements made on or after 1 February 2011Post-contract informationAnnual statementsArrears noticesDefault sum noticesDefault noticesHome-collected creditInterest after judgmentInformation sheetsThis chapter covers:1. Introduction (next)2. Authorising traders (here)3. Regulated agreements (here)