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Newer version available

There is a newer version of this publication available:
Debt Advice Handbook Scotland 1st ed - with new material

A professional attitude
As a professional debt adviser, you should be aware of your past experiences from which you may have developed a judgemental attitude towards some clients and/or creditors. Consciously avoid any personal bias and adopt a professional approach to the work you do.
You should also offer a high-quality, accessible service to all groups in society and should work towards understanding that debt can affect clients from different backgrounds in different ways.