Newer version available

There is a newer version of this publication available:
Debt Advice Handbook Scotland 1st ed - with new material

Chapter 4: Household debt

• 1. Child support payments
• The legal position
• Special features
• Appeal a decision about payment amounts
• Enforcement
• Debt Arrangement Scheme
• Insolvency
• Checklist for action
• 2. Spousal maintenance payments
• Special features
• Spousal aliment
• Enforcement
• Debt Arrangement Scheme
• Insolvency
• Checklist for action
• 3. Gas and electricity charges
• The legal position
• Electricity
• Gas
• Special features of electricity and gas arrears
• Estimated bills
• Backbilling
• Warm Home Discount
• Extra support
• Other assistance
• Checklist
• 4. Council tax
• The legal position
• Special features
• Property element
• People element
• Liability
• Exempt properties
• Discounts, exemptions and reductions
• Council tax reduction scheme
• Council tax valuation band
• Appeals
• Arrears procedures
• Enforcement
• Third-party deductions
• Checklist for action
• 5. Water charges
• The legal position
• Domestic customers
• Non-domestic customers
• Checklist for action