Council tax reduction scheme
The CTR scheme can reduce a client’s council tax bill if they have a low income. It is available to both homeowners and tenants in all council tax bands. The amount of CTR depends on:
•the amount of council tax the client is liable to pay;
•whether the working-age or pension-age rules apply;
•how much income and capital the client and their partner have;
•how many people are in the household, their circumstances and income.
CTR can reduce a bill to zero, but the client must still pay their water and sewerage charges. If the client has savings over £16,000, they will not be entitled to CTR unless they receive the guarantee credit of pension credit (PC).