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Abbreviations
 
Abbreviation
Meaning
AA
attendance allowance
AiB
Accountant in Bankruptcy
ADP
adult disability payment
ADR
alternative dispute resolution
AFO
arrestment of funds order
APR
annual percentage rate
BRO
Bankruptcy Restriction Order
CA
carer’s allowance
CAB
Citizens Advive Bureau
CAO
conjoined arrestment order
CAS
Citizens Advice Scotland
CCA 1974
Consumer Credit Act 1974
CCA 2006
Consumer Credit Act 2006
CDP
child disability payment
CFS
Common Financial Statement
CFT
Common Financial Tool
CMA
Current maintenance arrestment
CMS
Child Maintenance Service
CONC
Consumer Credit Sourcebook
COPFS
Crown Office and Procurator Fiscal Service
CSA
Child Support Agency
CSP
carer support payment
CTC
child tax credit
DAIP
Debt Advice and Information Package
DAS
Debt Arrangement Scheme
DCO
debtor contribution order
DEA
direct earnings attachment
DEO
deduction from earnings order
DLA
disability living allowance
DMHEF
Debt and Mental Health Evidence Form
DPA 2018
Data Protection Act 2018
DPP
Debt Payment Programme
EA
earnings arrestment
EO
enforcement order
ESA
employment and support allowance
EU
European Union
FAB
Full Administration Bankruptcy
FCA
Financial Conduct Authority
FEO
fines enforcement officer
FOS
Financial Ombudsman Service
GDPR
General Data Protection Regulation
HB
housing benefit
HMRC
HM Revenue and Customs
HP
hire purchase
IIDB
industrial injuries disablement benefit
IS
income support
JSA
jobseeker’s allowance
LGSCO
Local Government and Social Care Ombudsman
LLP
limited liability partnership
MA
maternity allowance
MAP
Minimal Asset Process
MaPS
Money and Pensions Service
MATRICS
Money Advice Training, Resource, Information and Consultancy Service
MCOB
The Mortgages and Home Finance: Conduct of Business Sourcebook
MIG
mortgage indemnity guarantee
NI
national insurance
PAYE
Pay As You Earn
PC
pension credit
PCP
personal contract purchase
PILON
pay in lieu of notice
PMB
protected minimum balance
PTD
protected trust deed
PIP
personal independence payment
SAP
statutory adoption pay
SCTS
Scottish Courts and Tribunals Service
SDA
severe disablement allowance
SLAB
Scottish Legal Aid Board
SLC
standard licence condition
SNS
Scottish National Standards
SNSAIP
Scottish National Standards for Information and Advice Providers
SMP
statutory maternity pay
SPBP
statutory parental bereavement pay
SPP
statutory paternity pay
SSP
statutory sick pay
SSPP
statutory shared parental pay
STFCPB
short-term financial crisis payment break
SVO
seizure of vehicle order
TPDG
Tackling Problem Debt Group
TTPD
time to pay direction
TTPO
time to pay order
UC
universal credit
VAT
value added tax
WTC
working tax credit