Abbreviation | Meaning |
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AA | attendance allowance |
AiB | Accountant in Bankruptcy |
ADP | adult disability payment |
ADR | alternative dispute resolution |
AFO | arrestment of funds order |
APR | annual percentage rate |
BRO | Bankruptcy Restriction Order |
CA | carer’s allowance |
CAB | Citizens Advive Bureau |
CAO | conjoined arrestment order |
CAS | Citizens Advice Scotland |
CCA 1974 | Consumer Credit Act 1974 |
CCA 2006 | Consumer Credit Act 2006 |
CDP | child disability payment |
CFS | Common Financial Statement |
CFT | Common Financial Tool |
CMA | Current maintenance arrestment |
CMS | Child Maintenance Service |
CONC | Consumer Credit Sourcebook |
COPFS | Crown Office and Procurator Fiscal Service |
CSA | Child Support Agency |
CSP | carer support payment |
CTC | child tax credit |
DAIP | Debt Advice and Information Package |
DAS | Debt Arrangement Scheme |
DCO | debtor contribution order |
DEA | direct earnings attachment |
DEO | deduction from earnings order |
DLA | disability living allowance |
DMHEF | Debt and Mental Health Evidence Form |
DPA 2018 | Data Protection Act 2018 |
DPP | Debt Payment Programme |
EA | earnings arrestment |
EO | enforcement order |
ESA | employment and support allowance |
EU | European Union |
FAB | Full Administration Bankruptcy |
FCA | Financial Conduct Authority |
FEO | fines enforcement officer |
FOS | Financial Ombudsman Service |
GDPR | General Data Protection Regulation |
HB | housing benefit |
HMRC | HM Revenue and Customs |
HP | hire purchase |
IIDB | industrial injuries disablement benefit |
IS | income support |
JSA | jobseeker’s allowance |
LGSCO | Local Government and Social Care Ombudsman |
LLP | limited liability partnership |
MA | maternity allowance |
MAP | Minimal Asset Process |
MaPS | Money and Pensions Service |
MATRICS | Money Advice Training, Resource, Information and Consultancy Service |
MCOB | The Mortgages and Home Finance: Conduct of Business Sourcebook |
MIG | mortgage indemnity guarantee |
NI | national insurance |
PAYE | Pay As You Earn |
PC | pension credit |
PCP | personal contract purchase |
PILON | pay in lieu of notice |
PMB | protected minimum balance |
PTD | protected trust deed |
PIP | personal independence payment |
SAP | statutory adoption pay |
SCTS | Scottish Courts and Tribunals Service |
SDA | severe disablement allowance |
SLAB | Scottish Legal Aid Board |
SLC | standard licence condition |
SNS | Scottish National Standards |
SNSAIP | Scottish National Standards for Information and Advice Providers |
SMP | statutory maternity pay |
SPBP | statutory parental bereavement pay |
SPP | statutory paternity pay |
SSP | statutory sick pay |
SSPP | statutory shared parental pay |
STFCPB | short-term financial crisis payment break |
SVO | seizure of vehicle order |
TPDG | Tackling Problem Debt Group |
TTPD | time to pay direction |
TTPO | time to pay order |
UC | universal credit |
VAT | value added tax |
WTC | working tax credit |