1. Who can get help with housing costs
If you are entitled to pension credit, help with some of your housing costs can be included in your appropriate minimum guarantee (see
here). If you are entitled to income-related employment and support allowance (ESA), help with these costs can be included in your applicable amount (see
Chapter 13).
1ESA Regs 67(1)(c) and 69(1)(d) and Sch 6 para 1 ESA Regs
PC Reg 6(6)(c) and Sch 2 para 1 SPC Regs
To qualify:
•the housing costs must be a type that can be met (see
here) – eg, ground rent or service charges;
and •you or your partner must be (or count as) liable to pay the housing costs (see
here);
and •the housing costs must be for the home in which you normally live (see
here).
Note: if you have a mortgage, the DWP may offer you a loan to help you with your mortgage interest payments (see
here). Get independent financial advice before you accept this.