Key facts
•If you are entitled to PC or income-related ESA and you own or are buying your home or you are a long leaseholder, your benefit can include help with a variety of housing costs, such as ground rent and service charges.
•Your benefit cannot include help with your mortgage or other loans – eg, for repairs or improvements. Instead, the DWP may offer you a loan.
The rules in this chapter applied if you were entitled to income support or income-based jobseeker’s allowance. If you need advice about housing costs that could be included with these benefits, see Chapter 18 in the 2023/2024 edition of this Handbook.