This chapter explains the rules for working out your weekly income for pension credit (PC) and for pension-age housing benefit (HB) if you and your partner are over pension age and neither of you are on income-related employment and support allowance (ESA) or universal credit (UC). See Chapter 16 for the rules for income-related ESA and for working-age HB if you and your partner are under pension age. If you are in a couple and one of you is over pension age but not the other, see here for whether the working-age or pension-age HB rules apply. See Chapter 7 for the rules for UC.