1. Social housing sector

CPAG

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There is a newer version of this publication available:
Debt Advice Handbook Scotland 1st ed - with new material

1. Social housing sector

Pre-court processes

Summary cause process

Court terms and outcomes

Post-court action

Dealing with rent arrears at court

Clients may find themselves in circumstances where it is difficult to pay their social housing rent. Social landlords may do all they can to give their tenants advice and support, but this varies in practice. Evictions are traumatic events for clients and their families and can be costly for landlords. Eviction should always only be used as a last resort.

Currently, all social housing eviction processes for arrears under £5,000 are by summary cause in the sheriff court.

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Debt Advice Handbook Scotland - 1st edition

Written in partnership with Citizens Advice Scotland and Money Advice Scotland, CPAG is delighted to announce the first edition of the Debt Advice Handbook Scotland. Based on CPAG’s best-selling Debt Advice Handbook, it details the stages of the debt advice process in Scotland and the key skills needed to give good advice. No money adviser should be without this essential guide. This online edition is funded by the Scottish government.

The Handbook provides the most comprehensive information needed by advisers on the tools and strategies to help clients with their financial difficulties. It details the key stages of money advice, including interviewing clients, establishing liability, prioritising debts, preparing a financial statement, negotiating with creditors and dealing with sheriff officers. Emphasis is placed on taking due care of vulnerable clients and making sure that any payment arrangements agreed are appropriate. There is a focus on sustainable credit arrangements that do not affect a client’s ability to pay essential living expenses and priority debts.

It is the go-to tool for specialist debt advisers as a first step in accessing primary legislation and regulations and is also a reliable guide and training aid for the new debt adviser. Advisers who undertake debt advice alongside other sorts of advice work or other professional disciplines – such as social workers and housing officers – will find this handbook an indispensable resource.

Fully indexed and cross-referenced to law, official guidance and to court and tribunal decisions, tactical guidance and examples are included throughout.

Author(s):

CPAG

Print publication date Jun, 2024

This content was last updated:2024-07-01

Word count175,160

Base text size -

Chapter illustrations ()