■where capital is payable by instalments, the value of the right to receive any outstanding instalments (see also 18 above );

■discretionary payments from social care departments to help children in need or to provide help to young care leavers;

■a refund of tax deducted on loan interest if that loan was taken out to buy the home or carry out repairs or improvements to the home;
HB Regs, Sch 6 , paras 18, 19 & 21

■any charge for currency conversion if your capital is not held in sterling;

■payments in kind made by a charity or by an approved scheme for those infected with HIV or hepatitis C through treatment with NHS blood or blood products;
HB Regs, Sch 6 , paras 23 & 34

■Victoria Cross/George Cross payments;

■a Sports Council National Lottery award, less everyday living expenses (see 10 above ), although ‘food’ in this case does not include vitamins, minerals or other special dietary supplements intended to enhance perform