3. Disregarded income
If you get universal credit, all your income is disregarded.
HB Regs, , para 12 & , para 4
Otherwise, all your income is considered, including earnings, benefits and pensions. However, some income may then be disregarded, partially or fully. In
4 to 6 below, we outline how earnings are assessed and how much is disregarded; in
7 to 19, we describe how other income is treated.
In some cases you can be treated as possessing income or earnings that you don’t actually have (see
20 and
21 below).