Care-experienced students’ bursary

CPAG

Students who have previously been looked after by a local authority in the UK may be eligible for a care-experienced students’ bursary.1 This is a non-income-assessed grant of £9,000 in 2024/25. It is paid instead of the student loan/bursary package.

From 2024/25, students can get a special support loan of £2,400, in addition to the care-experienced students’ bursary. The special support loan is for course costs such as study and travel costs. It is repayable.

Students can be paid their care-experienced bursary payments over term time or over 12 months. It cannot be paid over 12 months if is for a one-year course or in the final year of a course.

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Debt Advice Handbook Scotland 1st ed - with new material

Written in partnership with Citizens Advice Scotland, CPAG is delighted to announce the first edition of the Debt Advice Handbook Scotland. Based on CPAG’s best-selling Debt Advice Handbook, it details the stages of the debt advice process in Scotland and the key skills needed to give good advice. No money adviser should be without this essential guide.

The Handbook provides the most comprehensive information needed by advisers on the tools and strategies to help clients with their financial difficulties. It details the key stages of money advice, including on interviewing clients, establishing liability, prioritising debts, preparing a financial statement, negotiating with creditors and dealing with bailiffs. Emphasis is placed on taking due care of vulnerable clients and making sure that any payment arrangements agreed are appropriate. There is a focus on sustainable credit arrangements that do not affect a client’s abilities to pay essential living expenses and priority debts.

It is the go-to tool for specialist debt adviser as a first step in accessing primary legislation and regulations, and is also a reliable guide and training aid for the new debt adviser. Advisers who undertake debt advice alongside other sorts of advice work or other professional disciplines – such as social workers and housing officers – will find this handbook an indispensable resource.

Fully indexed and cross referenced to law, official guidance and to court and tribunal decisions, tactical guidance and examples are included throughou

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CPAG

This content was last updated:2024-10-22

Word count182,696

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