Council tax

CPAG

Council tax

Council tax arrears are recoverd under summary warrant and so come under the 20-year negative prescription rule.1Sch 1 para 2 PL(S) Act 1973 This time limit runs from the date of the final demand or from the last time the debt was acknowledged by the client/clients (or an agent acting on their behalf). If there was a ‘prolonged and unexplained delay’ in recovery, it may be possible to challenge any new recovery action. Specialist or legal advice may be need to pursue this.

1 Sch 1 para 2 PL(S) Act 1973 »

Previous Next

Details

Debt Advice Handbook Scotland - 1st edition

Written in partnership with Citizens Advice Scotland and Money Advice Scotland, CPAG is delighted to announce the first edition of the Debt Advice Handbook Scotland. Based on CPAG’s best-selling Debt Advice Handbook, it details the stages of the debt advice process in Scotland and the key skills needed to give good advice. No money adviser should be without this essential guide. This online edition is funded by the Scottish government.

The Handbook provides the most comprehensive information needed by advisers on the tools and strategies to help clients with their financial difficulties. It details the key stages of money advice, including interviewing clients, establishing liability, prioritising debts, preparing a financial statement, negotiating with creditors and dealing with sheriff officers. Emphasis is placed on taking due care of vulnerable clients and making sure that any payment arrangements agreed are appropriate. There is a focus on sustainable credit arrangements that do not affect a client’s ability to pay essential living expenses and priority debts.

It is the go-to tool for specialist debt advisers as a first step in accessing primary legislation and regulations and is also a reliable guide and training aid for the new debt adviser. Advisers who undertake debt advice alongside other sorts of advice work or other professional disciplines – such as social workers and housing officers – will find this handbook an indispensable resource.

Fully indexed and cross-referenced to law, official guidance and to court and tribunal decisions, tactical guidance and examples are included throughout.

Author(s):

CPAG

Print publication date Jun, 2024

This content was last updated:2024-06-27

Word count173,783

Base text size -

Council tax

Debt Advice Handbook Scotland - 1st edition

Chapter illustrations ()