What a time to pay direction does not do
A TTPD does not stop an inhibition.
If a creditor has made an application for a sum of money and for any repossession proceedings, the TTPD does not automatically stop the repossession part of the action. This is also true for hire-purchase type loans.
Stopping repossession is at the sheriff’s discretion and advisers should remember that this has to be asked for separately.