2. Tuition fees

CPAG

2. Tuition fees

Since 2008, full-time home students who are ‘ordinarily resident’ in Scotland and study for a first degree in a Scottish college or university have their fees paid by the Scottish government.1The Education (Fees) (Scotland) Regulations 2022 The Student Awards Agency for Scotland (SAAS) pays fees directly to the college or university. These are non-repayable, but students must apply every year. If they do not have a funding arrangement in place, they may need to pay the tuition fees (£1,820) themselves.

Scottish undergraduates studying elsewhere in the UK can apply to SAAS for a tuition fee loan of up to £9,250.

Part-time students with an annual income below £25,000 can apply for a part-time fee grant. See the SAAS website for more information.

Tuition fees for most full-time postgraduate diplomas and masters are also non-repayable if the student ordinarily lives in Scotland.

1 The Education (Fees) (Scotland) Regulations 2022 »

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Debt Advice Handbook Scotland 1st ed - with new material

Written in partnership with Citizens Advice Scotland, CPAG is delighted to announce the first edition of the Debt Advice Handbook Scotland. Based on CPAG’s best-selling Debt Advice Handbook, it details the stages of the debt advice process in Scotland and the key skills needed to give good advice. No money adviser should be without this essential guide.

The Handbook provides the most comprehensive information needed by advisers on the tools and strategies to help clients with their financial difficulties. It details the key stages of money advice, including on interviewing clients, establishing liability, prioritising debts, preparing a financial statement, negotiating with creditors and dealing with bailiffs. Emphasis is placed on taking due care of vulnerable clients and making sure that any payment arrangements agreed are appropriate. There is a focus on sustainable credit arrangements that do not affect a client’s abilities to pay essential living expenses and priority debts.

It is the go-to tool for specialist debt adviser as a first step in accessing primary legislation and regulations, and is also a reliable guide and training aid for the new debt adviser. Advisers who undertake debt advice alongside other sorts of advice work or other professional disciplines – such as social workers and housing officers – will find this handbook an indispensable resource.

Fully indexed and cross referenced to law, official guidance and to court and tribunal decisions, tactical guidance and examples are included throughou

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CPAG

This content was last updated:2024-10-22

Word count182,696

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