Who can claim universal credit
If you do not count as receiving education, you can claim UC in the same way as anyone else.
If you count as receiving education, you are only eligible for UC if you:1Regs 3(2)(b), 13(4) and 14 UC Regs •are responsible for a child or young person - ie, they normally live with you. If you and your ex-partner share the care of a child, only one of you can count as responsible; or
•are under 22 on a non-advanced course, you were under 21 when you started the course, and you are ’without parental support’ (see below); or
•have limited capability for work and also get disability living allowance (DLA), personal independence payment (PIP) or adult disability payment (ADP). You must have had a determination that you have ‘limited capability for work’ (LCW) or ‘limited capability for work-related activity’ (LCWRA) before you started ‘receiving education’. This means a determination that you have LCW/LCWRA for UC or (new-style) contributory employment and support allowance (ESA), or that you are treated as having LCW/LCWRA for UC. You can claim (new-style) contributory ESA in order to be assessed for LCW/LCWRA (although you do not have to get any ESA to qualify in this way). Once you are found to have LCW/LCWRA for ESA (and you also get PIP/ADP or DLA), you are then eligible for UC as long as you had, or were treated as having, LCW/LCWRA before you started receiving education – ie, you cannot claim UC if you have already started your course by the time LCW/LCWRA is assessed. Note: you count as receiving education while you are a qualifying young person, so even if you have LCW/LCWRA through a (new-style) contributory ESA assessment, you would have to have a period where you are no longer a qualifying young person in order to be eligible for UC; or
•are a single foster parent (this includes kinship carers with whom a child is placed under the Looked After Children (Scotland) Regulations 2009); or
•are a member of a student couple and one of you is a foster parent (this includes kinship carers with whom a child is placed under the Looked After Children (Scotland) Regulations 2009); or
•are over pension age and your partner has not yet reached that age; or
•are making a joint claim with your partner who is not a student, or who is a student but would be eligible for UC themself while studying; or
•have taken time out because of illness or caring responsibilities, you have now recovered or your caring responsibilities have ended, and you are not eligible for a grant or loan.
If you are in one of the above groups and have a partner who is also a student, you can make a joint claim for UC with them, even if they are not in one of these groups.2Reg 3(2)(b) UC Regs Without parental support
‘Without parental support’ means you:3Reg 8(3) UC Regs •are an orphan; or
•cannot live with your parents because you are estranged from them, or because there is a serious risk to your physical or mental health, or you would face significant harm if you lived with them; or
•are living away from your parents, and they cannot support you financially because they are ill or disabled, in prison or not allowed to enter Great Britain.
‘Parent’ includes any person acting in place of a parent. The person must be broadly acting in the way a parent would.4NP v SSWP [2009] UKUT 243 (AAC) You are estranged if you are ‘alienated in feeling or affection’ from your parents. The young person’s statement about the estrangement should be believed unless it is ‘self-contradictory or improbable’, and third-party evidence is not required.5paras E1051 and E1052 ADM Note: if you are aged 16 or 17 and receiving education, you can only claim UC if you are covered by one of the first three bullet points above – ie, you have a child, you are without parental support and in non-advanced education, or you are ill or disabled. If you are a 16/17-year-old care leaver and are receiving education, you can only claim if you have a child or are ill or disabled, and you cannot get help with housing costs.6Reg 8 and Sch 4 para 4 UC Regs Examples
Annie is 18 and on UC. She starts a full-time course of non-advanced education. She is estranged from her parents. She is still eligible for UC.
Lewis is on UC. He moves in with his partner Liz, who is on a full-time, advanced course and has a three-year-old child. They are eligible for UC.
Pauline is 23 and is on UC. She starts a part-time, non-advanced course in January 2024. The DWP decides that her course is not compatible with her work-related requirements, so she counts as ‘receiving education’. She is single and not disabled. She is not eligible for UC while she is on her course.
Karen is on UC. She moves in with her partner, Jake, who is unemployed. Karen starts a full-time, advanced course. They are still eligible for UC.