The client

The client (an individual) is someone who owes or is due to pay money to an individual or a company. There is no maximum or minimum amount of debt the client must owe to access the scheme. The client must have disposable income to repay these debts over a reasonable time. A client can apply for a DPP if their income is only from benefits, but they must be able to show they have surplus funds available. The client must have one or more debts.