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Newer version available

There is a newer version of this publication available:
Debt Advice Handbook Scotland 1st ed - with new material

Checklist for action
Advisers should take the following action.
    Consider whether emergency action is necessary.
    Check liability.
    See if an offer of full and final settlement can be made or request to have the arrears written off.
    Assist the client to choose an appropriate or suitable debt solution because this is a priority debt.