lastID = -268702
Skip to main content
Skip to top navigation
Skip to site search
Action menu options
My citations options
Close action menu
You need to
login to use this feature
.
Please wait while we update your results...
Please wait while we update your results...
Please wait a moment...
Site search
Search Welfare Rights
Search
Accessibility Options
Base text size -
This is a sample piece of body text
Larger
Smaller
Menu
Log in
Log in
CPAG Home
Benefit rates
Shop
Training & events
Support for advisers
Advice line for advisers
Support for advisers in England and Wales
Support for advisers in Scotland
Tell us about your case
Handbooks
Online handbooks
Print handbooks
Key topics
PIP appeals
Universal credit
Migration to universal credit
Survivors of domestic abuse
Benefits for migrants
Debt
Housing costs
Personal independence payment
Sanctions and work-related requirements
Work capability assessment
Tools & templates
About our tools and templates
Universal credit
Migration to universal credit
Benefits for migrants
Personal independence payment
Work capability assessment
Revision, supersession and appeal procedure
Judicial review
All tools and templates
Benefits in Scotland
Scottish benefits
More information about benefits in Scotland
Other CPAG resources on benefits in Scotland
Bulletins & articles
Welfare Rights Bulletin
Articles
eBulletins
Test cases & caselaw
About CPAG test cases
Updates on CPAG test cases
Support with an Upper Tribunal case
Support with the judicial review process
Caselaw summaries
Debt Advice Handbook 16th edition
Chapter 13: Action in the county court: possession of goods and property
Debt Advice Handbook 16th edition
View
Details
Print
Share
Email
Facebook
Twitter
LinkedIn
view
View
Details
Print
Share
Share
Email
Facebook
Twitter
LinkedIn
Debt Advice Handbook 16th edition
Chapter 13: Action in the county court: possession of goods and property
Back to previous
Chapter 13: Action in the county court: possession of goods and property
Debts regulated by the Consumer Credit Act 1974
1. Recovering goods on hire purchase or conditional sale
The client’s response
Negotiating before the hearing
Decisions the court can make
Warrant of delivery
2. Recovering property
Negotiating before the hearing
3. Recovering owner-occupied property
Guidance to lenders
Pre-action protocol
The claim form
Possession claim online
After the claim form is issued
Responding to the claim
Completing Form N11M
Powers of the court to deal with possession action
Adjournments
Suspended possession orders
End of term mortgages
Postponing possession
The warrant of possession
Arguing against a possession order
Time orders
When a time order is appropriate
Applications
The amount due
How much to offer
Varying other terms
Reviews
After property has been repossessed
4. Recovering rented property
Guidance to social landlords
The claim form
Responding to the claim
What counts as rent arrears
Powers of the court to deal with possession action
Assured tenants
The warrant of possession
Tenants of properties with mortgage arrears
Arguing against a possession order
Arrears because of non-payment of housing costs
Postponing possession
5. Preventing enforcement
Setting aside a judgment
Suspending a warrant of delivery
Varying the terms of a suspended or postponed possession order
Suspending a warrant of possession
Appealing to a judge
Adjournment
This chapter deals with court action by creditors when they wish to recover goods or property from a client. See
Chapter 12
if the creditor is claiming money only.
Note:
in some cases, in addition to making an order for payment of money, the court can order a client to give up possession of goods or property to the creditor. However, it can usually suspend the order if the client makes payments to the creditor as ordered by the court. See
here
,
here
and
here
for more details.
This handbook is free but you'll need to log in to view it.
Why do I need to log in?
Log in
Create account
Purchase online access to the section for £0.00
Illustrations
Previous
Next
CPAG. "Chapter 13: Action in the county court: possession of goods and property." In
Debt Advice Handbook 16th edition.
, 2026. Accessed April 5, 2026.
CPAG,
https://askcpag.org.uk/?id=-268702CITANCHOR.
CPAG. "Chapter 13: Action in the county court: possession of goods and property." In
Debt Advice Handbook 16th edition.
, 2026. Accessed April 5, 2026. https://askcpag.org.uk/?id=-268702CITANCHOR.
Contributor(s):
CPAG
Title:
Debt Advice Handbook 16th edition
Site name:
CPAG
Publisher:
Publication date:
February 24, 2026
Date accessed:
April 5, 2026
URL:
https://askcpag.org.uk/?id=-268702CITANCHOR
height="0" width="0" style="display:none;visibility:hidden">
Default