Universal credit

Universal credit (UC) is the main means-tested benefit for working-age people. It is replacing the following benefits which are sometimes referred to as ‘legacy benefits’: IS, income-based JSA, income-related ESA, HB and tax credits.

You are usually eligible for UC if you are between 18 and pension age. However, some 16- and 17-year-olds can claim, as can some pension-age people including those who have younger partners. You can claim UC whether or not you are working. You must usually meet basic conditions about education status, residence and capital.

You must accept a ‘claimant commitment’ to qualify for UC. This is an agreement that you will meet certain work-related requirements, which might include attending work-focused interviews, work preparation, work search and work availability. You may have no or limited work-related requirements because of your personal circumstances (eg, because of your health or caring responsibilities).

UC includes amounts for adults and dependent children, and can also include amounts related to disability or ill health, caring responsibilities, childcare costs, rent, and some housing costs such as service charges and ground rent payable by home owners. See here for information on fuel-related housing costs and UC.