Back to previous
Newer version available

There is a newer version of this publication available:
Debt Advice Handbook Scotland 1st ed - with new material

Checklist
    Contact the lender and ask for forbearance as per the FCA guidance.
    Check that the rules and guidance in MCOB have been followed.
    Check that the lender has complied with the pre-action requirements.
    Compile a financial statement.
    Look at alternative mortgage packages.
    Look at the DAS or informal payment arrangement for the client.
    Consider a time order if applicable.
    Look at mortgage to rent or other schemes.