Debts after death
A client is not generally responsible for the debts of someone who died, whatever their relationship. They may be liable if the client had joint and several liability with the person who died and they both signed the agreement. This could include a mortgage, council tax or rent arrears.
Someone dealing with the estate of a person who has died has no personal liability for any debts that cannot be paid from the estate.
Creditors can make a claim against the estate of the person who died. This includes their money, personal possessions and property. See
Chapter 19 for more information about what to do after a death.