Universal credit
You cannot usually get universal credit (UC) while you count as ‘receiving education’.1s4(1)(d) WRA 2012 There are exceptions – eg, people responsible for children, some people getting PIP, ADP, DLA or CDP (see here), and people waiting to return to a course after taking time out because of illness.2Regs 13(4) and 14 UC Regs. See also regs 3, 8 and 13(1)-(3) UC Regs Importantly, not every student or person on a course counts as ’receiving education’. You are only classed as receiving education if:3Regs 5 and 12 UC Regs; para H6035 ADM •you are undertaking a full-time course of advanced education; or
•you are undertaking a full-time, non-advanced course of study or training for which a loan or grant is provided for your maintenance; or
•you are a ‘qualifying young person’ (see here) who is not on a traineeship or a relevant kind of training scheme; or •you are on a course that is incompatible with your UC work-related requirements. You might argue that this should not apply to you because your work-related requirements are excessive for health reasons (see here) or because your course should be seen as ‘voluntary work preparation’ and therefore reduce your work-related requirements.4Reg 95(4) UC Regs; DWP, Universal Credit Guidance, ‘Students: eligibility, conditionality, student income’, v29.0, House of Commons library deposited papers, available at
If none of these describe you, you are not classed as receiving education and can get UC under the same rules as a non-student.
If you have student income, it may affect the amount of UC you get.5Regs 68-71 UC Regs Universal credit for students getting disability benefits
You can get UC despite ‘receiving education’ if:6Reg 14(1)(b) UC Regs •you get PIP, ADP, DLA or CDP; and
•you are assessed as having or treated as having limited capability for work for UC (see here) or employment and support allowance (ESA) (see here); and •the work capability decision is made before the date you start receiving education.
This rule is not always helpful in practice. It can be difficult to get a work capability decision before you start a course – eg, because you have not had a long enough break in education to be assessed, or because you did not need to claim UC until after you started your course.
Examples
Simone (40) gets UC and was assessed last year as having limited capability for work. She also gets ADP. She enrols on a full-time university course. Although she is now classed as ’receiving education’, her eligibility for UC is not affected because she gets ADP and had her work capability decision before she started her course. The amount of UC she gets might still be reduced by student income.
Beth (21) is already a full-time university student when her mental health problems start. She is able to claim PIP, but cannot claim UC because (a) she counts as receiving education and (b) she does not come under any of the exceptions that let someone claim UC while receiving education. Crucially, she did not get a work capability decision before she started studying – if she had, she would have come under the exception for UC students getting disability benefits.
Jorge (19) is enrolled on a full-time, non-advanced life skills course. He has a severe mental health problem and gets PIP. After turning 19, he stops being included in his parents’ UC and tries to claim UC in his own right. He is told that he does not qualify because he is receiving education and no exceptions apply that allow him to claim UC. Jorge and his parents get independent advice, and successfully challenge the DWP’s decision by arguing that Jorge does not fit the definition of ’receiving education’. In particular, they argue successfully that his course is not incompatible with any work-related requirements that could reasonably be set for him, since any work-related requirements would need to be extremely limited due to his severe mental health problem.