Chapter 12: Action in the county court: money claims1. Starting a money claimDebts regulated by the Consumer Credit Act 1974Which court deals with the claimAutomatic transfersThe claim formThe particulars of claimResponding to the claim formFiling and serving documents2. Admitting a money claimThe admission and statement of means formCompleting Form N9A3. The judgmentThe creditor’s responseHow courts calculate instalment ordersThe amount is not more than £50,000The amount is more than £50,000Redetermination by a district judgeDefault judgmentInterest charges after judgmentStatutory interestDiscretionary interestContractual interestSection 130A notices4. Defending a money claimThe defence and counterclaim formChallenging the creditor’s costsAllocating the case to the appropriate trackThe tracksSummary disposal5. Enforcing a judgmentInformation orderWarrant or writ of controlCharging orderInterim charging orderFinal charging orderObjecting to the orderConditions attached to a charging orderSuspending a charging orderJoint ownership of propertyOrder for sale of propertyAttachment of earnings orderRequesting a suspensionHow the order is madeThe effect of an attachment of earnings orderConsolidated attachment of earnings orderThird-party debt orderHardship payment orderEnforcing foreign judgmentsScotland and Northern Ireland6. Dealing with a judgment debtSetting aside a judgmentServing the claim formApplicationsSuspending a charging orderVarying payments due under an orderSuspensions and staysSuspension of a warrant of controlInsolvency optionsThis chapter deals with court action by creditors who are claiming only money from the client. If the creditor is taking action to recover property or goods as well as, or instead of, money from the client, see Chapter 13.Note: before starting proceedings, most creditors must first of all comply with the pre-action protocol (see here), which aims to enable parties to resolve the matter without having to resort to court action.