Student loan for living costs
You should include in the student loan:
•the maximum loan for which you are eligible (excluding any special support element - see below). This is taken into account as your income whether or not you apply for it;
1IS Reg 66A(3) and (4) IS Regs
JSA Reg 136(5) JSA Regs
ESA Reg 137(5) ESA Regs
HB Reg 64(3) and (4) HB Regs •the assessed contribution from a parent or partner, whether or not you receive it. For IS and income-related ESA, however, if you are a lone parent or a disabled student, only include contributions that are actually paid;
2IS Reg 66(A)(4)(a) IS Regs
ESA Reg 137(5)(a) ESA Regs
HB Reg 64(4) HB Regs •any payments for extra weeks of attendance.
Deduct from the annual student loan £390 for books and equipment and £303 for travel.
3IS Reg 64(5) IS Regs
JSA Reg 136(5) JSA Regs
ESA Reg 139(6) ESA Regs
HB Reg 64(5) HB Regs There is a further disregard of £10 a week that applies once the student loan has been divided into the relevant weekly amount (see
here).
If you are a full-time undergraduate or PGCE student assessed for support in England and receive a special support element
, this is disregarded as it is paid for course-related costs.
4IS Reg 66D IS RegsJSA Reg 136C JSA RegsESA Reg 139A ESA RegsHB Reg 64B HB Regs The standard student loan for living costs for which you are eligible is taken into account under the normal rules. If your loan entitlement is reduced because of a previous overpayment, only the amount of loan paid in the academic year being assessed should be taken into account, not the notional maximum entitlement.
5IS Reg 66A(3) and (4) IS Regs
JSA Reg 136(5) JSA Regs
ESA Reg 137(5) ESA Regs
HB Reg 64(3) and (4) HB RegsNote: at the time of writing, the treatment of part-time undergraduate loans for living costs in England and the new arrangements for undergraduates in Wales had not been made explicit in regulations. However, in practice, loans for part-time students are treated in the same way as loans for full-time students, with any special support element disregarded. Welsh loans are treated in the same way as loans in England. See CPAG’s Welfare Rights Bulletin for updates.