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Chapter 16: How income affects universal credit
This chapter covers:
1. Working out your income (here)
2. Grants and loans (here)
3. Dividing income throughout the year (here)
4. Other payments (here)
5. Earnings (here)
6. Benefits (here)
7. Maintenance (here)
8. Savings and other capital (here)
This chapter explains how much weekly income is taken into account when working out your entitlement to universal credit. If you are claiming income support, income-based jobseeker’s allowance, income-related employment and support allowance or housing benefit, see Chapter 17. If you are claiming child tax credit or working tax credit, see Chapter 18.
 
Basic facts
    Student loans and some grants count as income when working out how much universal credit you can get.
    Loans and grants are taken into account as income during the academic year, but ignored in the summer vacation.
    The maximum amount of student loan to which you are entitled is taken into account as income, whether or not you apply for it.