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Welfare Benefits Handbook 2026/27
This content was last updated:
10 Apr 2026
Chapter 13: Pension credit: help with housing costs
Welfare Benefits Handbook 2026/27
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Welfare Benefits Handbook 2026/27
Part 3: Housing benefit and pension credit
Chapter 13: Pension credit: help with housing costs
Back to previous
Chapter 13: Pension credit: help with housing costs
Key facts
1. Who can get help with housing costs
2. Which housing costs can be met
Deductions for fuel charges
Service charges
Excluded repairs and improvements
3. The amount of housing costs
Deductions for non-dependants
People who are not non-dependants
When a deduction is not made
The amount of the deduction
4. Liability to pay housing costs
Shared liability
5. Occupying accommodation as your home
Moving home
Temporary absence from home
Housing costs for up to 52 weeks
Housing costs for more than one home
6. Housing costs run-on
If you are an owner-occupier or a long leaseholder, this chapter covers the rules for help with ground rent, service charges and certain other housing costs that can be included in your pension credit (PC). It does not cover the rules on help with these costs through universal credit (UC) or for help with your rent through UC or housing benefit (see
Chapter 6
and
Chapter 9
). It does not cover DWP loans for mortgage interest (see
here
).
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CPAG. "Chapter 13: Pension credit: help with housing costs." In
Welfare Benefits Handbook 2026/27.
, 2026. Accessed May 13, 2026.
CPAG,
https://askcpag.org.uk/?id=-269317CITANCHOR.
CPAG. "Chapter 13: Pension credit: help with housing costs." In
Welfare Benefits Handbook 2026/27.
, 2026. Accessed May 13, 2026. https://askcpag.org.uk/?id=-269317CITANCHOR.
Contributor(s):
CPAG
Title:
Welfare Benefits Handbook 2026/27
Site name:
CPAG
Publisher:
Publication date:
March 11, 2026
Date accessed:
May 13, 2026
URL:
https://askcpag.org.uk/?id=-269317CITANCHOR
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