Housing benefit
Note: if you are not already getting housing benefit (HB), you are likely to have to claim UC instead, unless you are over pension age or living in certain types of accommodation.
Once you have adopted a child, they count as part of your household for HB purposes, provided you are treated as responsible for them. You are responsible for the child if they normally live with you. If there is any doubt about who is responsible for a child, they are treated as living with you for HB if:1Reg 20 HB Regs; reg 20 HB(SPC) Regs •you get child benefit for them; or
•no one gets child benefit but you have claimed it; or
•no one has claimed child benefit, or more than one person has claimed it, but you appear to have most responsibility.
Adopting a child can change the amount of HB you get. The reasons why HB entitlement might change include the following.
•Being responsible for a child increases your applicable amount (see here). This is the figure used to calculate how much HB you get. •If your HB is calculated on the basis of a local housing allowance (this only affects tenants in the private rented sector), the local housing allowance that applies to you might change. See here for more information. •You may have childcare costs, which can be allowed for in the HB calculation.
•If you are under pension age and live in the social rented sector, your HB may be reduced because you are considered to be under-occupying your accommodation (see here). This may change when you adopt a child.
Any adoption allowance you are paid is disregarded in full for HB.2Sch 5 para 25(1)(a) HB Regs; reg 29 HB(SPC) Regs