Universal credit rates 2025/26

Standard allowance		£pm
Single	Under 25	316.98
	25 or over	400.14
Couple	Both under 25	497.55
	One or both 25 or over	628.10

Elements		£pm
First child (if born before 6 April 2017)		339.00
First child (if born on or after 6 April 2017), second child and each subsequent child who qualifies		292.81
Disabled child addition	Lower rate	158.76
	Higher rate	495.87
Limited capability for work		158.76
Limited capability for work-related activity		423.27
Carer		201.68
Childcare costs	One child	up to 1,031.88
	Two or more children	up to 1,768.94
	Percentage covered	85%
Housing costs contribution		93.02
Work allowance	UC includes a housing costs element	411.00
	UC does not include a housing costs element	684.00
Transitional severe disability premium element, see here Transitional element, see here

Capital limits	Lower	Upper
	6,000	16,000
Tariff income: £4.35 per £250 between lower and upper limits