•If you are entitled to pension credit, income support, income-based jobseeker’s allowance or income-related employment and support allowance, and you own or are buying your home or you are a long leaseholder, your benefit can include help with a variety of housing costs, such as ground rent and service charges.

•Your benefit cannot include help with your mortgage or other loans – eg, for repairs or improvements. Instead, the DWP may offer you a loan.