Diligence stopper
As well as extending the length of time a client has to pay a debt, it also acts as a ‘diligence stopper’. This means that while the client is paying the agreed amount, the creditor cannot use any diligence against them.
While a TTPD is in place, a creditor cannot:1s1 D(S)A 1987 •serve a charge for payment;
•commence or execute any of the following diligences:
◦an arrestment and action of furthcoming and sale;
◦an attachment;
◦an earnings arrestment;
◦a money attachment to enforce payment of the debt concerned.