1. The capital limits (here)

2. Whose capital counts (here)

3. What counts as capital (here)

4. Disregarded capital (here)

5. Notional capital (here)

This chapter explains how capital affects your entitlement to pension credit (PC). It also applies to pension-age housing benefit (HB) if you and your partner are over pension age and neither of you are on income support (IS), income-based jobseeker’s allowance (JSA) or income-related employment and support allowance (ESA) or universal credit (UC). If you get IS, income-based JSA, income-related ESA (or UC), your capital is ignored for HB. Chapter 22 explains the rules for IS, income-based JSA, income-related ESA and for working-age HB if you and your partner are under pension age. If you are in a couple and one of you is over pension age but not the other, see here for whether the working-age or pension-age HB rules apply. Chapter 8 explains the rules for